When you decide to buy a home or refinance a mortgage, it's a big step. You can trust Top Mortgage  to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Loan  Modification. Top Mortgage is dedicated to helping serve homeowners who have encountered unpredictable situations, which may have resulted in the inability to pay their mortgage in a timely manner. Whether it was due to job loss, your loan resetting, cost of living increases or even a declining real estate market in your area. Top  Mortgage can help solve your home mortgage problems fast and effectively. If you have fallen behind in payments, are about to fall behind, or are in foreclosure, it is important to always remember that you are not alone. The goal of Top Mortgage is solely to assist you in saving your home. We have no interest in owning your home or prospering from your misfortune. Our Loan Modification professionals understand the banking industry and are trained to work with lenders and handle Loss Mitigation on your behalf to help stop foreclosure. Right now time is of the essence, so it’s important that you contact one of our friendly Mortgage Loan Modification Specialists before it is too late. We have helped thousands of Americans avoid foreclosure with this legal, ethical and safe solution. Fill in your contact information above and let us walk you through your Mortgage Modification options, during your free consultation with one of our helpful loan modification experts. There is absolutely no obligation so you have nothing to lose and everything to gain!

Short Sales. A short sale (pay-off or short pay) is a process where the Lender accepts to take a discount on the existing loan amount owed on your property. In exchange the house is sold to a third party and the home is not put into foreclosure. This is beneficial to the lenders because foreclosures are costly and time consuming. It is beneficial to the property owner as well, as this will enable them to sell the property, subsequently relieving a major distress situation and avoid a foreclosure on their credit.

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.